Core, Flex and Voluntary
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The strength of empower comes from its simplicity. The simple understanding that people want to improve, protect and manage their lives. To fulfill this desire, three distinct benefit categories have been created.

empower brings together a broad range of preferential benefits and offers from a number of benefits partners, creating a rich menu of wealth, health and lifestyle benefits and services to meet the needs of employers and employees alike.

Table below illustrates some examples of the nature of the products and services that fall into the three categories of benefits – Health, Wealth and Lifestyle that employees can choose from to improve, protect and manage their lives.